Our defined contribution publication provides thought-provoking insights and innovative ideas you can turn into action.
Invesco’s latest defined contribution publication, Shifting DC Times, features innovative thinking and ideas, all centered around four key components impacting participant outcomes: plan design, participant engagement, plan governance and investment menu design.
In the latest issue, we talked with Keith Knox, Treasurer, Tax Collector, and Public Administrator for the County of Los Angeles. He oversees the investments within the County’s 457(b) Horizons and 401(k) Savings Plans.
He shared with us how the County quickly adapted to virtual communications during the pandemic, and why they’re encouraging participants to keep their DC assets in their plans post-retirement.
Ron Zibelli, Chief Investment Officer for Growth Equities, along with Justin Livengood, Senior Portfolio Manager, say many plan participants are missing out on the opportunity to include mid-cap strategies in their equity allocations.
They discuss how adding a dedicated mid-cap allocation may help participants strengthen retirement outcome potential by expanding diversification across a broader range of US equity markets.
Fred Reish offers insight on the US Department of Labor’s proposed regulation with new standards for selecting investments in ERISA-governed retirement plans in which an investment manager uses environmental, social, and governance factors in its investment process.
Cybersecurity is a growing concern for plan sponsors and recordkeepers.
Securing the personal data and assets of participants is a critical aspect of being a plan fiduciary. We offer ideas plan sponsors can implement to help participants combat cybercrime and protect their retirement plan savings.
Offering a Roth 401(k) option may help participants better diversity their tax liability among pre-tax and after-tax accounts. We’ll share key considerations and potential benefits for including a Roth option in the plan, including auto-enrollment and which participant segments may benefit the most.
To read our 2022 publication, visit our website or contact your Invesco DC professional.
FOR INSTITUTIONAL USE ONLY
In Canada, this material is restricted to accredited investors as defined by National Instrument 45-106. This material is provided to you for informational purposes only and may not be distributed or shared with others.
These articles were prepared for US investors and may contain information that may be materially different for Canadian investors, particularly with respect to taxation matters and after-tax returns. These differences may affect suitability for Canadian investors, and these materials should not be relied upon by Canadians in making any investment decisions. This material is provided to you for informational purposes only and may not be distributed or shared with others.
The information provided is general in nature and may not be relied upon nor considered to be the rendering of tax, legal, accounting or professional advice. Readers should consult with their own accountants, lawyers and/or other professionals for advice on their specific circumstances before taking any action.
All figures in USD unless otherwise stated.
Diversification does not guarantee a profit or eliminate the risk of loss.
The opinions expressed are subject to change without notice. These opinions may differ from those of other Invesco investment professionals.
Invesco is not affiliated with County of Los Angeles nor Fred Reish.
This does not constitute a recommendation of any investment strategy or product for a particular investor. Investors should consult a financial professional before making any investment decisions. As with all investments there are associated inherent risks.
Invesco does not provide legal or tax advice. Investors should consult a tax advisor.
Stocks of medium-sized companies tend to be more vulnerable to adverse developments, may be more volatile, and may be illiquid or restricted as to resale.
Invesco Distributors, Inc. is the US distributor for Invesco’s Retail Products and Collective Trust Funds. Invesco Advisers, Inc. provides investment advisory services and does not sell securities. Invesco Canada Ltd. is a registered portfolio manager and investment fund manager in Canada. All entities are indirect, wholly owned subsidiaries of Invesco Ltd.
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invesco.ca/dctimes Published June 22, 2022 © Invesco Canada Ltd., 2022. NA2241345
Watch highlights from the 2022 edition of Shifting DC Times, including LA County’s approach to participant communications in a virtual world, what the latest DOL ESG proposal means for plan fiduciaries, mid-cap strategies in DC plans, and more.
Time to watch: 2:34 minutes
How Los Angeles County adapted its participant communications strategy during the pandemic
Read how Los Angeles County adapted to virtual communications during the pandemic, and the approach they take to encourage employees to stay in the DC plan(s) post retirement.
What the latest DOL ESG proposal means for plan fiduciaries
Learn about the latest US Department of Labor (DOL) environmental, social and governance (ESG) proposed regulation that governs selection of plan investments.
Mind the gap
DC plan sponsors and their advisors may want to reexamine their mid-cap offerings to help expand on the full potential the asset class offers.
The new cyber reality: Helping participants combat cybercrime
Learn what steps plan sponsors should take to help participants combat cybercrime and protect their retirement plan savings.
How Roth 401(k)s can help participants tackle taxes in retirement
Find out how Roth 401(k)s can help plan participants diversity their future tax liability.
The Fall 2021 issue highlights Unum’s strategy to help employees tackle student debt, asks if you’re prepared for the latest DOL cybersecurity audits, a look at emerging market strategies, and more.
The Winter 2021 issue highlights KPMG of Canada’s customized employee benefits program, tips on preparing for lifetime income illustration regulations and creating a program to encourage retirees to stay in the plan.
2019 Plan Sponsor Council of America (PSCA) Signature Awards recognize excellence in retirement plan communications and are judged by a panel of 27 business leaders, primarily plan sponsors. Invesco’s Circle of Action won 2nd place out of three winners chosen for the Provider Campaigns – Plan Sponsor Education category. Investment Management Education Alliance (IMEA) presents 2019 Star Awards to recognize education and communication efforts by investment management firms in 30 categories. For investment managers in the Large+ level (over $150B in assets under management), Invesco won in the Retirement Category for: Integrated Campaign – Invesco Defined Contribution Defining Times Awareness and Engagement Campaign, Newsletters – Invesco Shifting DC Times Magazine, and Thought Leadership/White Papers – Invesco Defined Contribution Defining Times Thought Leadership Platform.
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Important information:
This magazine is for informational purposes only and is not to be construed as an offer to buy or sell any financial instruments and should not be relied upon as the sole factor in an investment making decision. As with all investments there are associated inherent risks. Please obtain and review all financial material carefully before investing.
These articles were prepared for US investors and may contain information that may be materially different for Canadian investors, particularly with respect to taxation matters and after-tax returns. These differences may affect suitability for Canadian investors, and these materials should not be relied upon by Canadians in making any investment decisions. This material is provided to you for informational purposes only and may not be distributed or shared with others. The information provided is general in nature and may not be relied upon nor considered to be the rendering of tax, legal, accounting or professional advice. Readers should consult with their own accountants, lawyers and/or other professionals for advice on their specific circumstances before taking any action. All figures in USD unless otherwise stated.
This link takes you to a site not affiliated with Invesco. The site is for informational purposes only. Invesco does not guarantee nor take any responsibility for any of the content.
