Please read the following Terms and Conditions of Use ("Terms of Use") before using this website. 

By using this website, you agree to follow and be bound by these Terms of Use, which govern your use of the website. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and Invesco with regard to matters other than your use of the website. Invesco may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree to these Terms of Use, do not use this website.

Invesco operates this website. Invesco refers to Invesco Australia Ltd ABN 48 001 693 232, Australian Financial Services Licence Number 239916. These Terms of Use and the Privacy Policy govern your use of this website. Invesco is part of Invesco Ltd, one of the world's largest listed investment managers. Invesco may modify, suspend, discontinue, or restrict the use and availability of any portion of this website at any time, without notice. Your use of this website may be monitored by Invesco and used for Invesco’s business purposes. We collect, use and disclose personal information in accordance with our Privacy Policy.

Invesco can be contacted on freecall 1800 813 500, by email to clientservices.au@invesco.com, or by writing to GPO Box 231, Melbourne Vic 3001.

Conditions of use

Security notice
Invesco is aware of a number of ongoing scams targeting consumers and the broader community including the promotion of non-existent bond and fixed term investments offering inflated returns and posting of fake job advertisements on social media platforms. 

Please be advised that Invesco will never contact consumers directly with offers to invest in products such as Treasury bonds, Australian Government Bonds or Fixed Term Deposits. We will never ask you for your personal or financial information via email and we do not advertise job positions through social media. We do not ask for payment at any time during our employment process.

Website users
Information contained on this website is intended for Australian investors. The content of this website may not comply with legal requirements outside Australia. Non-Australian investors should be aware that investor protection provisions in Australia may be different to those in their country of residence.

Certain sections of this website contain information specifically intended for institutional clients, asset consultants, advisers, platforms and researchers, who are professional investors and wholesale clients (as defined in the Corporations Act 2001). That information may be unsuitable for retail clients. Retail clients should not rely upon information contained in those sections, and Invesco will not be liable for any loss or damage suffered by retail clients who act on that information. Financial products referred to in those sections may not be registered Managed Investment Schemes in Australia, may not be managed by Invesco and may not be available for investment by Australian retail clients. Those products may not have the same investor protection provisions that apply under Australian law and may be subject to risks that are unsuitable to you.

Cookies
When you access our site for the first time, choose your audience type or register for our site services, we will place a 'cookie' on your computer. Cookies are small text files placed on your computer and are commonly used on the internet by many websites to store information on their users' computers.

Cookies only contain information relating to the website that created them and can only return the information to that website – our site cannot read the information contained in cookies created by anyone else's website on your computer, and only our site can read the information in cookies that it creates. Cookies cannot be used to get or view data from your hard drive.

We use two types of cookies:

1. Session cookies: These are temporary and are deleted as soon as you close your browser; and
2. Persistent cookies: These are stored on your computer until they expire, or you remove them. Persistent cookies store your personal preferences such as your language preferences on multi-lingual sites to make subsequent visits easier. They also remember questions we have asked you previously, such as a request to complete an online survey.

You can turn off these cookies via your browser settings, or please refer to your internet browser's help section for further information.

Please note that some parts of our website may not function properly if you reject cookies.

Use of Google Analytics and Adobe Analytics
This website uses Google Analytics, a web analytics service provided by Google Inc. (Google), and Adobe Analytics. Both of these tools use cookies. The IP address transmitted by your browser within the scope of Google Analytics will not be associated with any other data held by Google.

You can prevent the storage of cookies by selecting the appropriate settings of your browser software; however, please note that if you do this, you may not be able to use the full functionality of this website.

Information on this website
The information on this website is of a general nature only, provided in good faith and believed to be accurate at the time of compilation.

Opinions, analysis, information, and other commentary expressed may change without notice. Except as required by law, we are under no obligation to update the information on this website.

References to dollars are references to Australian dollars unless otherwise stated.

Any market value information has been prepared in accordance with normal industry practice using publicly available information concerning market transactions and estimates of value.

All information on this website is provided to and for Australian investors only.

Invesco does not guarantee that this website will be free from viruses or that access to this website will be uninterrupted. We will use our best efforts to provide access to this website on a 24 hour basis. However, there may be an interruption to the website to facilitate maintenance or for other reasons. Invesco is not liable to any persons for interruptions to the website for any reason.

Information made available on this website is subject to change without notice.

No warranty, representation, or liability
Neither Invesco nor any other member of Invesco Ltd or their directors and employees makes any warranty or representation as to the accuracy, reliability, timeliness, or completeness of the information on this website. Except where liability under a statute cannot be excluded, the companies and their directors and employees do not accept any responsibility for any inaccuracies or incompleteness (whether arising as a result of negligence or otherwise) in the information provided, and disclaim all liability for any loss or damage of any kind (whether foreseeable or not) that may arise from any person acting on any statements contained in this website.

Copyright and trademarks
Copyright in the information and material contained in this website is owned by Invesco. Information may be printed or downloaded for personal use only. The dissemination, reproduction, or transmission of the contents of this website in any form and manner whatsoever without the prior written permission of Invesco is otherwise expressly prohibited.

'Invesco', and all associated trademarks, are trademarks of a member of Invesco Ltd.

Third Party Websites
There may be links on this website to other websites operated by third parties (Third Party Websites). These links are provided for your convenience only. Neither Invesco nor any other member of Invesco Ltd endorses or approves of the operators of or the information and material on those Third Party Websites (Third Party Material). When you follow a link on this website, material at a Third Party Website may be displayed in your browser framed by material on this website. This material is also Third Party Material. Invesco does not control and is not responsible for the content of Third Party Material.

No warranties or representations are made:

• in relation to the quality, accuracy, merchantability, or fitness for purpose of Third Party Material or products or services available through Third Party Websites;
• that Third Party Material does not infringe the intellectual property rights of any person. We are not authorising the reproduction of Third Party Material by linking material on this website to Third Party Material; or
• that a Third Party Website will be free from viruses or that access to a Third Party Website will be uninterrupted.

All offers to sell and statements relating to goods and services available on Third Party Websites are the responsibility of, and given by, the Third Party Website operator. We do not act in any manner for any Third Party Website operator and are not liable for any loss arising from any person relying on, either wholly or partially, information provided by Third Party Website operators.

Third Party Websites should contain their own privacy statements and those third parties are responsible for informing you of their own privacy practices.

Linking to Invesco Australia online
Linking to this website is not permitted without Invesco's written consent.

No financial or investment advice given
This website contains general information only and is not designed for the purpose of providing financial or investment advice. Professional advice tailored to your individual needs and circumstances should be sought for this purpose. This website is also not a recommendation or offer to invest in any investments, securities, or financial products offered by Invesco or any other member of Invesco Ltd.

You should bear in mind that investing in a fund is subject to risk. Unit prices may fall as well as rise. Information on this website does not take into account any particular taxation position, investment objectives, or other financial situations or needs. You should conduct your own investigation and assessment of the matters raised on this website. In particular, you should consider obtaining independent taxation, legal, or other professional advice on the implications of these matters for your particular situation.

Offer of units in funds
Where a fund is referred to in this website and you are, or intend to be, a direct investor, the offer to invest in that fund is made in a copy of the relevant current Product Disclosure Statement (PDS) for that fund. Each PDS has been prepared under Australian law and does not directly or indirectly amount to an offer in any place other than Australia.

If you wish to invest in or acquire units in that fund you will need to read the relevant Target Market Determination (TMD) document; PDS; and complete the relevant application form - these documents are available on the relevant fund pages. If you are or intending to invest in a fund through an Investor Directed Portfolio Service (IDPS) you will need to contact the IDPS operator accordingly. The PDS documents are available on this website by going to each product page, or you may obtain a copy free by contacting our Client and Investment Services Team (clientservices.au@invesco.com).

For all Invesco funds referred to in this website, the offer or invitation to invest is only available to persons receiving the offer within Australia.

No guarantee of return of capital or performance
Neither Invesco nor any other member of Invesco Ltd guarantees the return of capital, distribution of income, or the performance of any of the funds described in this website. Any investments in any funds managed by Invesco do not represent deposits in or other liabilities of any other member of Invesco Ltd. Investments in any fund offered by Invesco are subject to investment risks, including possible delays in repayment, loss of income and principal invested. Investments can go up and down. Any reference to past returns is not a reliable indicator of future returns. Future returns may be affected by a range of factors including economic and market influences.

Privacy Policy
Any personal information sent to this website is subject to Invesco's Privacy Policy. For further information please view the Privacy Policy document on our site.

Forward-looking statements
This website may contain statements that are "forward-looking statements," which are based on certain assumptions of future events. Forward-looking statements are based on information available on the date hereof, and Invesco does not assume any duty to update any forward-looking statement. Actual events may differ from those assumed. There can be no assurance that forward-looking statements, including any projected returns, will materialize or that actual market conditions and/or performance results will not be materially different or worse than those presented.