The forgotten participant

In 2019, Invesco partnered with Greenwald and Associates, to better understand why DC plan participants invest the way they do.

We uncovered three key insights about participant investing behavior and preferences. 

We uncovered three key insights about participant investing behavior and preferences. 

First, there is a significant subset of participants who prefer more control in building their own portfolios, and don’t view investing in a single target date fund as right for them. 

Second, there is an appetite among these forgotten participants for a professionally managed solution tied to their investment risk profile. 

And finally, we found there is a substantial interest among participants and plan sponsors for a dynamic risk profile tool to help with decision making. 

To learn more about the research visit our website or contact your Invesco DC investment professional.

DISCLOSURES

FOR DEFINED CONTRIBUTION PLAN SPONSOR USE ONLY

NOT FDIC INSURED | MAY LOSE VALUE | NO BANK GUARANTEE

All data as of September 30, 2019, unless otherwise noted.

The opinions expressed are subject to change without notice. These opinions may differ from those of other Invesco investment professionals. This does not constitute a recommendation of any investment strategy or product for a particular investor. Investors should consult a financial professional before making any investment decisions. 

Cited Invesco research is based on Invesco’s work with Greenwald & Associates. Invesco is not affiliated with Greenwald & Associates.

A target-risk fund is a type of asset allocation fund that holds a diversified mix of stocks, bonds and other investments to create a desired risk profile. The fund manager of a target-risk fund is responsible for overseeing all the securities owned within the fund to ensure that the level of risk is not greater or less than the fund’s target-risk exposure. A target date fund identifies a specific time at which investors are expected to begin making withdrawals, e.g., Now, 2020, 2030. The principal value of the fund is not guaranteed at any time, including at the target date. 

Invesco Distributors, Inc. is the US distributor for Invesco’s retail products and private placements. Invesco Advisers, Inc. provides investment adviser; it provides investment advisory services to individual and institutional clients and does not sell securities. Both are indirect, wholly owned subsidiaries of Invesco Ltd.

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